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The Mortgage Guide · Transparency matters

Licensing and disclosures

Mortgage licensing exists so you can understand who is authorized to help with your loan, which company sponsors that activity, and where to verify the information. Here are the current licensing and disclosure details for Victor Emmel and Coast2Coast Mortgage, LLC.

Licensing status, state authority, and program availability can change. Verify current information before relying on it for a specific transaction.

The individual and the company

Victor’s individual license and Coast2Coast Mortgage’s company license are separate records. Both can be verified through NMLS Consumer Access.

Individual mortgage professional

Victor Emmel

The Mortgage Guide, powered by Coast2Coast Mortgage. Victor is a Mortgage Loan Officer and Principal Lending Manager.

Individual NMLS ID133605
Primary marketUtah

Sponsoring mortgage broker

Coast2Coast Mortgage, LLC

Coast2Coast Mortgage, LLC sponsors Victor’s mortgage origination activity and operates as the mortgage broker.

Company NMLS ID376205
Corporate address125 B King Street
St. Augustine, FL 32084
Company informationView Coast2Coast profile

Current individual state authority

Victor is licensed to originate residential mortgages in:

  • Utah
  • California
  • Idaho
  • Oregon
  • Texas
  • Washington

Individual state authority is different from company licensing. A particular loan, property, product, or borrower situation may require additional review. For the current record, search for Victor Emmel or NMLS 133605 in NMLS Consumer Access.

How to verify the information

NMLS Consumer Access is the best place to review the current public record for an individual mortgage professional and the sponsoring company.

1

Open NMLS Consumer Access

Use the official public search tool to review mortgage licensing records.

2

Search the individual

Search for Victor Emmel or individual NMLS ID 133605.

3

Search the company

Search for Coast2Coast Mortgage, LLC or company NMLS ID 376205.

Important disclosures

  • This website provides general educational and marketing information.
  • Nothing on this page creates a loan approval or a commitment to lend.
  • Approval depends on credit, income, assets, property, documentation, and applicable program guidelines.
  • Rates, terms, fees, underwriting requirements, and program availability may change.
  • Not all applicants, properties, or loan scenarios qualify.
  • Information on this page is not tax, legal, or investment advice.

Fair housing

The Mortgage Guide and Coast2Coast Mortgage support fair and equal access to housing and follow applicable federal and state fair-lending laws.

Equal Housing Opportunity. Questions about a state-specific disclosure or a particular transaction should be addressed before an application or loan decision.

Have a question about licensing?

Victor can help you understand the information before you apply.